At Magical Credit, our expertise shines in offering bad credit loans. While many might be deterred by a challenging credit history or unconventional income, we see potential. Catering primarily to low-income households, Magical Credit embraces diverse income types including unemployment insurance, workers comp, maternity leave, child tax credits, and pensions. When other Canadian banks and payday lenders aren't an option, Magical Credit is here to light the way. Personal loans, cash loans, bad credit loans. Opening hours: Monday- 8am-5pm EST Tuesday- 8am-5pm EST Wednesday- 8am-5pm EST Thursday- 8am-5pm EST Friday- 8am-5pm EST Saturday- Closed Sunday- Closed