Canada Debt Settlements is a unique and positive alternative to credit counseling or bankruptcy. We're here to negotiate agreements between you and your creditors or their agents (collection agencies) to settle your debts with a one-time payment for less than what you actually owe withdebt settlement. We help our clients save more money than consumer credit counseling and at the same time protect them from the harsh impacts of bankruptcy. We work only for our clients, NOT for their creditors. At Canada Debt Settlements we strongly believe we are the best solution for most consumers with serious debt reduction needs. We can perform the following services for you: * Reduce harassing collection calls * Inform you of your legal rights * Help you avoid credit counseling * Help you avoid bankruptcy * Provide you with a free consultation * Keep total control of your money * Reduce your monthly expenses * Help you start rebuilding your credit * Charge only when you're satisfied * Ensure no additional damage to your credit What are your debt options? * Are you considering bankruptcy or a credit counseling program? * Are you receiving intimidation calls from bill collectors? * Are you an individual, family or business that is exceeding $5,000.00 in unsecured debt (i.e. credit cards, Line of credit, loans...?) * Cannot make or continue to make your monthly minimum payments? * Do you want debt relief / debt freedom? * Seeking help with debt as soon as possible? * Interested in debt settlement? Canada Debt Settlements does NOT charge a retainer fee and there are no hidden charges. We only charge on results. Our aim is to have our clients living debt free lives as soon as possible. Learn about your options and find out the difference that Canada Debt Settlements could make. Let our experienced staff work for you. There are no fees if you are not fully satisfied. You have nothing to lose but debt!